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Mortgage Loan Info & Help
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Top 10 Reasons to Use Star Mortgage to Finance Your Home Mortgage Loan10. Star Mortgage, Inc. has access to a large, nationwide network of lenders. They have excellent relationships with a large number of lenders, all of whom have a variety of programs available. Your Bank or Credit Union, and in fact many brokers who are associated with only a few lenders, simply can't offer that range of possibilities. 9. Because they have access to so many different lenders, they offer a huge variety of mortgage loan programs. They have programs for bad credit loans, finance loan re-finance options, reverse mortgages (if absolutely necessary), interest only mortgage loans, and many more options, to deal with almost any situation. No matter what your past credit, income or equity problems have been, they probably have a plan that will help you get the mortgage you need. 8. Your mortgage is handled by a single, dedicated, fully licensed Mortgage Broker. Your loan isn't passed around to different people in some "department". You have a real person (YOUR Broker) and their partner (YOUR Processor), both with real names, who are dedicated to helping you obtain your mortgage loan as quickly and easily as possible. 7. Because of this, you're not just a "number", and you get quick responses to your questions, and personal service. You'll never be left hanging with Star Mortgage. You get honest to goodness, real one-on-one personal contact through all stages of the process. From taking the application, to closing the loan, they'll be with you every step of the way. They'll keep you informed about the progress of your loan, and help you through any problems. 6. No need to go to them during "regular business hours", they'll come to you at whatever place and time is most convenient for YOU! Their brokers are happy to come to your home or work, at any time that's convenient for you. They normally take the initial application in person (or you can fill out a mini-application at their web site), and most of the details can be handled on the phone or by FAX. Your never have to take time out of your busy schedule or go out of your way to come to their office during "banker's hours". 5. They're dedicated to finding the best mortgage loan for YOU. They'll get you the best rate and terms possible for your situation. After collecting your information, it's run through a matrix of the available programs. From the best possibilities, your broker (an actual live person) will narrow it down to the best one or two programs, then call to discuss them with you. They really do want to find the best possible Mortgage loan for YOU. 4. If a new loan isn't the answer to your situation, THEY'LL TELL YOU! Brokers at Star Mortgage don't have quotas or minimum numbers to meet. They will not try to get you a new mortgage if it won't help improve your situation! They turn down anyone who would simply be worse off and further in debt by re-financing or taking out a new mortgage. AND, they'll take the time to explain to you why a new mortgage won't help, and tell you what you can do to make it a viable option in the future. 3. Star Mortgage's fees are low, only 1%-2% of the loan amount, not the 3%-4% or more charged by some brokers. This helps you by keeping your total closing costs down, which shortens the time it takes to save back the money you spend on buying a home or re-financing. Make sure you check the good faith estimate at any broker or finance company. Even many of the larger ones charge fees that are double what Star Mortgage charges. 2. Save money, save time, and get the best possible mortgage at the best rates and term for your personal situation. If you're looking for a loan custom designed just for you, and prompt professional service, then look no further. This is one company that will do their best, to deliver their best, every time. 1. The President of Star Mortgage, Inc., Karen C. Pooley, personally brokers many of their loans, and is committed to making sure your mortgage is completed quickly and professionally. As their motto says, at Star Mortgage, you're the STAR! If you've read this far, you're probably at least thinking about buying a home or re financing your mortgage, so check out Star Mortgage's web site and give them a call. They'll help find the perfect mortgage for YOU! I hope you've taken the information in these articles to heart, and are ready by now to start taking some action. Whether your still renting and need to buy your first home, are still carrying a high interest rate first or second mortgage, or need to pay off some or all of your other high interest debt, the next step is up to you. I'll be continuing to give you more information about home equity loans, lines of credit and other topics in the future, as well as listing any special deals or strategies I come across. In the meantime, if you still want to know more about mortgages and buying a home, their is a site with literally hundreds of books on the subject. You can access the site by clicking here--> Books on Mortgages and Buying a Home If you'd like to subscribe to this feed in an interactive format that will allow you to post questions or comments of your own, just click on the silver Feedburner logo below. Mr. Mortgage
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